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Enter into His Rest!

February 21st, 2013

Do you know real rest?  How can you find it?  The world seems to keep spinning and new pressures face us each day.  Everyone is yoked to someone or something.  Relationships, jobs, and vices can be yokes that tire us out.

So how can you find complete rest?  True rest is found only in Christ Jesus.   The Bible is the inspired word of God and here is what it says in the book of Matthew 11 verses 27 - 30.  Let us turn to Jesus and remember His Words:

27All things are delivered unto me of my Father: and no man knoweth the Son, but the Father; neither knoweth any man the Father, save the Son, and he to whomsoever the Son will reveal him.
28Come unto me, all ye that labour and are heavy laden, and I will give you rest.
29Take my yoke upon you, and learn of me; for I am meek and lowly in heart: and ye shall find rest unto your souls.
30For my yoke is easy, and my burden is light.

 

If you are looking for find real rest or peace, you can find peace by reading God’s Word.   Let us turn to God, our Saviour, and enter into His rest.

Do you want to know more about rest or peace that passes all understanding?  Then visit these websites:  www.oneplace.com and www.lesfeldick.org.

Everyone needs the Lord!

Rent Verses Buy?

November 21st, 2012

The decision to rent or buy is not one to take lightly. Today’s marketplace presents many challenges and making the wrong decision could cost you a lot of money and frustration!

The first step is to consider several questions:

How long do I intend to live in the area?

How steady is my income, job or retirement income?

What type of events could change my income level?

Do I have the necessary qualifications to obtain a mortgage?

How stable is the housing market?

What will it cost me monthly or annually to own verses rent?

Can I afford the property maintenance and upgrades, tax and utility increases associated with home ownership?

Many people jump into buying a property before they thoroughly think about these questions and have had major regrets. The economy is always changing and much money can be lost if you do not carefully plan for the ups and downs in the market.

In the past, generation after generation, the market usually increased in value, but now taxes and expenses have skyrocketed and incomes have lagged behind. As Folks get busier and busier, they have less time to maintain the interior and exteriors of their properties. So taking time to evaluate whether to buy or rent is important!

Finally, you should always look at the economic costs and determine if home maintenance and association fees are affordable for you. Sometimes, renting can be your best option.

Either way, buyers and renters beware!  Check out neighborhoods, review the responsiveness of each landlord, and carefully review the condition of the property. Make sure you are doing business with a reputable real estate agent or landlord.Before you look, develop a budget and checklist of what things are important to you! And look into crime issues, noise issues, parking issues and proximity to the services you need  Trust you instincts and get the adviser you need that understands your special requirements.

Senior Housing Choices

November 7th, 2012

As one thinks about how to maximize and enjoy his or her retirement years, it is important to plan for your future housing needs.  Depending on your age, health and finances, choosing the right home or apartment can add years to your life and make life more enjoyable.   

The kind of home or apartment that best suits your needs depends on how active a lifestyle you live.  Do you want to maintain a single family home, townhouse or rent an apartment?  If so, what size?  When making your choice, think about how much upkeep will be required and what expenses you will incur.  

Is a townhouse, community home, apartment or assisted care facility best for you?  Is a warm weather environment better for you?  Do you have family members nearby?  Do you want to maintain your own independence?   Are shopping, banking, hospitals and other services closeby?  These are just some of the questions you need to ask yourself.

To begin the process, focus on your future needs and begin by downsizing and simplifying your life.  As we become older, we soon realize material things takes on less importance and our needs change, too. As you plan for your future, think about what is most important to you, and what will satisfy your needs and desires.  Plan well in advance and start the process early by getting rid of the things you no longer need so that your final move will be easier for you. 

Call on us if you need help and assistance! 

Do You need an agent?

January 28th, 2012

Hiring an agent will speed up the process whether you are buying or selling a home.  Professional full time agents have a lot to offer.  They are familiar with the market, home inspectors, lending rules and much more! 

A good agent will look out for your interest, explain market value, point out property upgrades, review and assist with property disclosures, and help you prepare and negotiate your offer.  While not all transactions are easy, an experienced agent is familiar with all aspects of buying and selling and he or she knows how to handle each situation.  Agents know how to handle buyer and seller concerns and can help bring a transaction to completion.  

What’s the agent’s most important role?  It is to educate you, counsel you and provide important market information such as info about schools, flood plains, evironmental concerns, neighborhood analysis, tax and utility bills, and obvious repairs.  An agent who does his or her job properly will help you avoid costly mistakes.  We hope you will call us when you are ready to make your next purchase or decide to sell your property.  We will be glad to give you our wise counsel and save you time and money.  Our focus on helping you!

Buyer Beware!

January 3rd, 2012

Buying a property?  Here are a few questions you should ask yourself:  Will the property be a good investment?  How much are the taxes, insurance and maintenance?  Will the property require much updating?  Are there any mold, water or drainage issues?  Fracking nearby?

Few properties are good investments these days!  Taxes, water bills and maintenance have skyrocketed.  So for some people renting may be a better alternative.  What should you invest in?  Noone seems to know these days.  The economy is unstable and here we go with another election year.  What will be the outcome?

My advice:  Devise your own plan that motivates you!  Think it through!  Make wise choices!  Where will you be two or three years from now?  Where should you put your money?  Should you get a roommate?  Many ideas, but the one who prays will see the picture more clearly.  Need help?  Call on me and I will provide some answers.  We love to help you!  Best wishes in 2012!